Welcome to L&A Capital Partners. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our website or submitting any financing application.

Acceptance of Terms

By accessing this website or submitting any information through our forms, you acknowledge that you have read, understood, and agreed to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of our website.

Services

L&A Capital Partners provides business financing and commercial lending assistance by connecting qualified applicants with lenders and funding partners. Submission of an application does not guarantee approval, funding, or any specific loan amount.

Eligibility

You represent that you are at least 18 years of age and have the legal authority to enter into agreements on behalf of yourself or your business. You agree that all information provided is accurate, complete, and truthful.

Application Information

By submitting a financing application, you authorize L&A Capital Partners to collect, review, and verify the information you provide. This may include business information, financial records, identification documents, credit information, and other supporting documentation necessary to evaluate your application.

Credit Authorization

By submitting your application, you authorize L&A Capital Partners and its lending partners to obtain consumer and/or business credit reports, verify banking information, review trade references, and perform any other verification required during the financing process, where permitted by law.

No Guarantee of Approval

Approval, funding amounts, interest rates, repayment terms, and financing conditions are determined solely by the lending institution or funding partner. L&A Capital Partners does not guarantee that any applicant will receive financing.

User Responsibilities

You agree not to:

• Submit false, inaccurate, or misleading information.

• Use the website for any unlawful purpose.

• Attempt to interfere with the operation or security of the website.

• Upload malicious software, viruses, or harmful content.

Intellectual Property

All website content, including text, graphics, logos, images, designs, and trademarks, is the property of L&A Capital Partners unless otherwise stated. No content may be copied, reproduced, distributed, or modified without prior written permission.

Third-Party Services

Our website may contain links to third-party websites or connect you with third-party lenders and service providers. L&A Capital Partners is not responsible for the content, services, policies, or practices of these third parties.

Privacy

Your use of this website is also governed by our Privacy Policy. By using our website, you consent to the collection and use of your information as described in that policy.

Limitation of Liability

L&A Capital Partners shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website, the inability to use the website, delays in processing applications, or decisions made by lenders or funding partners.

Disclaimer

The information provided on this website is for general informational purposes only and should not be considered financial, legal, tax, or investment advice. Applicants are encouraged to consult qualified professionals regarding their individual circumstances.

Changes to These Terms

L&A Capital Partners reserves the right to modify or update these Terms & Conditions at any time without prior notice. Updated terms will become effective immediately upon posting on this website.

Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of law principles.

Contact Us

If you have any questions regarding these Terms & Conditions, please contact us.

L&A Capital Partners
4705 N. Sonora Ave. #103
Fresno, CA 93722

Phone: (559) 668-0007

Email: info@lacapitalpartner.com